whole life insurance
whole life insurance (普通)终身人寿保险；终身寿险(→ordinary life insurance)
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Search Results for: whole life insurance
whole life insurance
Life insurance that covers an insured for life, during which the insured pays fixed premiums, accumulates savings from an invested portion of the premiums, and receives a guaranteed benefit upon death, to be paid to a named beneficiary. • Such a policy may provide that at a stated time, premiums will end or benefits will
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joint whole life insurance policy
joint whole life insurance policy 联合终身人寿保险单 指为两人的生命提供保障的终身寿险保单。通常在第一个被保险人死亡时提供死亡给付。
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graded premium whole life insurance
graded premium whole life insurance 等级保费终身寿险 按照固定等级缴纳保费的寿险险种。最初几年的保费低于标准水平，但逐年增加，达到一定期限后转为均衡缴费。
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straight life insurance
See whole life insurance under LIFE INSURANCE.
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straight life insurance
straight life insurance. See whole life insurance under LIFE INSURANCE.
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ordinary life insurance
ordinary life insurance 普通人寿保险；普通终身保险 承保被保险人终身的人寿险，在保险期间，被保险人支付固定额保费。保费的投资部分累积储蓄。被保险人死亡时，收到一笔得到保证的赔偿款。亦称作「whole life insurance」；「straight life insurance」。
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level premium insurance
Insurance whose premiums remain constant throughout the life of the agreement. • Most whole life policies are set up this way.
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term life insurance
Life insurance that covers the insured for only a specified period. • It pays a fixed benefit to a named beneficiary upon the insured’s death but is not redeemable for a cash value during the insured’s life. Cf. whole life insurance.
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ordinary life insurance
ordinary life insurance. See whole life insurance under LIFE INSURANCE.
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